1. Having no flaws; perfect.
2. Incapable of sin or wrongdoing
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| Each bank requires slightly different documents but essentially they are all trying to establish your; ● Income - how much do you earn wages & investments. Below is a list of documents the bank is likely to ask for. Don't be alarmed if you are missing something, talk to us as there is every chance we can work around it. All Applicants ● 2 Most Recent Pay Slips. ● 12 months statements for all property loans. New Purchases ● If purchasing a new property the front few pages of the contract showing the Buyer & Seller, the purchase price & any special conditions.If building (construction) ● council approved plans Re-financing ● Home loans Statements for last 12 months.Property Investors ● Evidence of Rental Income. eg Managing Agent’s statements, copy of Lease or a letter from property manager showing actual or proposed income. First Home Owners ● First Home Owners Grant application form Self Employed / Company / Partnership / Trustee Applicants ● Last 2 years Tax Returns for Company / Partnerships / Trust |
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All numbers quoted are indications only & are neither a quote nor a pre-qualification for a loan or credit facility.Individual institutions apply different lending criteria, & we advised that you consult your financial & legal advisor's before taking out a loan.
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